A standard title insurance policy provides protection against financial loss due to defects in the title of a property, such as liens, encumbrances, or issues that may arise from past ownership. To secure title insurance, it is essential to work with a reputable title company or attorney experienced in real estate transactions. They can assist in conducting a thorough title search, which uncovers any existing issues that could affect ownership. Buyers should also review the terms and coverage of the policy carefully to understand what is included and any potential exclusions. This proactive approach safeguards against future legal complications and financial loss associated with unexpected title challenges.